If you don't have the time, knowledge or desire to manage your investments, consider hiring an investment professional. You will not need to decide where to invest your money or when to move it - these decisions will be made for you.

Why Choose a Managed Account?
Managed Accounts Appeal to Investors for Many Reasons:

Lack of Time - Demands on our time are greater every year, retirement plans keep getting more complex, and the volume of investment educational materials available today is staggering. Many people simply don't have the time to digest all of the available information and make prudent decisions about their investments. These individuals prefer to use a professional manager whose only job is to manage retirement savings accounts.

Lack of Understanding - Companies are adding more and more investment choices within their retirement plans. For a select few individuals this is good news, but for the vast majority it just leads to greater confusion. If you don't understand how the engine works in your car, you are more likely to consult a qualified professional, a mechanic. Why not do the same with your retirement investments and consult a professional money manager?

Our Investment Philosophy

Investment Performance - Individuals are notorious for "chasing performance." People tend to believe that yesterday's winners will be tomorrow's winners, which rarely happens. The result is buying high and selling low. A study by Phoenix Investment Partners found that average mutual fund gained 10.9% during the 90's, but the average investor only earned 8.7% (20% less!) over the same time period. A disciplined strategy managed by a professional can help you achieve the returns on your investments that you need for success.

Emotional element - Many investors are simply not comfortable with the emotional aspect of investing their own money. It is painful to watch your account balance decline by 20%, but is more painful when it was a result of your own decisions!

How Do I Sign Up?

If you are interested in having an investment professional manage your account for you, Contact Us. For no charge, one of our investment advisors will contact you for an initial consultation.

Our Managed Account services are offered through Kerns Capital Management, Inc. (KCM) our Registered Investment Advisory firm. KCM has been successfully managing retirement money for individuals and companies since 1994. Remember, we can also help you manage your other retirement investments, such as a traditional IRA or a Roth IRA.